Archive for March, 2009
Finance ‘failing’.
The finance department is failing the information needs of the rest of the business, according to a recent survey. The report, commissioned by Systems Union, supplier of client/server finance and business software, shows that 40% of marketing managers believe finance departments do not understand their financial information needs. A further 48% have wasted money due to poor or out-of-date information from the finance department and 43% are unhappy with how financial information is presented to them. ======== Risha Great Auto Insurance
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Beating bank savings rates
Is anyone out there looking for ways to increase the return they have on their savings? It may sound crazy but although the UK property market is currently falling in value, for those looking for long term growth and immediate double digit returns on cash invested property offers opportunities not seen for some time. Furthermore Ex Pats receive significantly better mortgage deals than UK residents. This is surprising but at the moment a UK investor would probably be offered a rate of 5.69% on a buy to let mortgage while an Ex Pat can get a rate of just 2.89% over BOE base rate, that’s 3.39% at present. Yields are between 6 and 9% and it is possible to find deals offered at up to 30% below current value. Below is a general and conservative investment example: Property value (in dependant valuation) £200,000 Discount negotiated 25% £50,000 Net price £150,000 (zero stamp duty) Deposit required 30% £45,000 Mortgage required 70% £105,000 Monthly mortgage cost (25 year repayment) £525 Monthly mortgage cost (Interest only) £297 Gross rental Value per month (7%) £875 15% management and costs £132 Net rental amount per month £743 Monthly surplus (income after interest and costs) £446 Return on cash invested £446 x 12 = £5,352 / £45,000 (deposit) = 11.9% If anyone is interested in taking advantage of the current UK property market and finding out more and or has any questions please pm me. Any comments, questions welcomed.
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Alaska. Do you have any advice?
I’d like to go to Alaska sometime. It’s pretty far from my location and as far as I know it’s a fairly expensive trip. So does anyone know or have any advice on what to see up there, what parts to go to or sights to see other than just the beautiful snow capped mountains? It would be the trip of a lifetime and I would probably only go once so I want to make the best of it. Thanks.
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BMC49-The Del Tenney Collection
This Podcast brought to you by Boulevard Movies. On this show Nic and I will be talking about The 3 disk set The Del Tenney Collection that Boulevard Movies.com was kind enough to donate to the show and that we will be giving away in this months contest. Co Host B-Movie Man
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